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Reduce Barriers to the Appraisal Profession

Understand the barriers to entry to the appraisal profession, view state appraiser credentialing standards, and take action to reduce barriers to entry to the appraisal profession.

 
 
 

The PAVE Action Plan highlighted the barriers to entry to the appraisal profession, which can include multiple levels of licensing and certification, as many as 3,000 hours of often unpaid training experience, and a four-year college degree. Based on these criteria, it can take an individual several years to become a Certified General Appraiser, a longer timeline than is required in many other professional fields. These requirements contribute to appraiser shortages, especially in rural areas, and make it more difficult for underrepresented groups—including people of color and women—to access the profession. According to the Department of Labor’s (DOL) Bureau of Labor Statistics (BLS), the appraiser/assessor profession is 92.4 percent white, and women comprise only 45.5 percent of the workforce, making appraisers perhaps one of the least diverse professions in the country.

The Appraisal Foundation (TAF) has an important role in the appraisal industry, particularly through its Appraiser Qualifications Board (AQB), which is responsible for setting the minimum Real Property Appraiser Qualification Criteria (Criteria). The PAVE Action Plan identified several specific barriers to entry to the appraisal profession and proposed several strategies for transforming the Criteria such as eliminating burdensome experience requirements, reassessing the requirement of a college degree or college level coursework, and developing a comprehensive examination as an alternative pathway to credentialing aspiring appraisers. These proposed strategies will reduce the barriers while ensuring a high-quality workforce.

States have the discretion to codify standards above and beyond the baseline established by the AQB—and many do. The below dashboard shows instances in which States (States, territories, and the District of Columbia) have imposed additional requirements for credentialing aspiring appraisers. The PAVE Task Force encourages States to review the dashboard and assess whether there are opportunities to revise these additional requirements to reduce barriers to entry to the appraiser profession while ensuring demonstrated practice competencies to protect the public. Many states are already taking key statutory and/or regulatory steps to revise these additional requirements. This dashboard will continue to be updated as new information and data is provided.

Note: This state-level dashboard was last updated on June 1, 2023.

 
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Click on the map or select your state for more information:  

 

 

  AK AL AR AZ CA CNMI CO CT DC DE FL GA GU HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA PR RI SC SD TN TX UT VA VI VT WI WV WY
AQB Minimum Qualifying Education                                                                                                            
Requires more than the AQB minimum qualifying education hours
(i.e., 150 hours, 200 hours, and 300 hours)
N N N N N N N N N N N N N N N N N Y N N N N N N N N N N N N N N N N N N N N N N N Y N N N N N N N N N N N N
Requires a high school diploma or college education for  a state licensed residential appraiser N/A Y Y N N Y N N/A N N N/A Y N N N/A N N/A N/A N N N N Y N N Y N N Y Y N N Y N Y N N N N N/A N/A N Y N Y N N N Y N/A N Y N/A
Requires classroom (in person) qualifying education N N N N N N N N N N N N Y N N N N N N N N Y N N N N N N N N N N Y N N N N N N N N N N N N N N N N N N N N N
  AK AL AR AZ CA CNMI CO CT DC DE FL GA GU HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA PR RI SC SD TN TX UT VA VI VT WI WV WY
AQB Minimum Qualifying Experience                                                                                                            
Requires more than the AQB minimum experience hours
(i.e., 1000, 1500, and 3000 hours)
N N N N N Y N N N N N N Y Y N N N Y N N N N N N N N N N N N N N N N N Y N N N Y N N N N Y N N N N N N N Y N
Requires more than the AQB minimum experience months
(i.e., 6, 12, and 18 months)
N N N N N Y N N N N N N Y Y N N N Y N N N N N N N N N N N N N N N N N Y Y N N Y N N N N N N N Y N N N N N N
Excludes or limits AQB allowable experience N Y N Y N Y N N Y N Y Y N N Y Y Y Y Y Y Y Y N N N N N Y N Y Y Y Y N N Y Y N Y Y Y N Y Y N N Y Y Y N Y Y N
  AK AL AR AZ CA CNMI CO CT DC DE FL GA GU HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA PR RI SC SD TN TX UT VA VI VT WI WV WY
AQB-Approved Qualifying Examination                                                                                                            
Limits the AQB allowed time to pass the examination N N N Y Y N N Y N N Y Y N N N N N Y N N Y N N N N N Y Y N Y N N N N N Y N Y N Y N Y Y N N Y N N Y N N N Y N
Limits the number of times allowed to take the examination N N Y N Y N N N N N N N N N N N N N N N N N N N N N N N N Y N Y N N N N N N N Y N N Y N Y Y N N N N N N N N
Limits the examination validity period to less than two years N N N Y Y N N N N N N Y N N N N N Y N N N N N N N N N N N N N N N N N N N N N Y N Y Y N N Y N Y N N N N N N
  AK AL AR AZ CA CNMI CO CT DC DE FL GA GU HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA PR RI SC SD TN TX UT VA VI VT WI WV WY
AQB Minimum Supervisory/Trainee Appraiser requirements                                                                                                            
Requirements for Supervisory Appraiser exceed AQB requirements N Y N N Y Y N/A N N N Y Y N Y Y Y Y Y Y Y N Y N N N N Y Y N Y Y N Y Y Y N Y N N Y Y N/A Y N Y Y N N N N/A N N/A Y N
Requirements for Trainee Appraisers exceed AQB requirements N Y N N N Y N/A Y N N Y N N N Y N N Y Y Y N N N N Y N N N N Y Y N Y N Y Y N N N N N N/A N N Y Y N Y Y N/A N N/A Y N
  AK AL AR AZ CA CNMI CO CT DC DE FL GA GU HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA PR RI SC SD TN TX UT VA VI VT WI WV WY
Other                                                                                                             
Does not issue a state licensed residential credential Y N N N N N N Y N N Y N N N Y N Y Y N N N N N N N N N N N N N N N N N N N N N N Y Y N N N N N N N N Y N N Y
Legend
Meets AQB Standards N
Exceeds AQB Standards Y